How to make change to smaller USD banknotes while in the US?












8















I will be travelling to the US and have some (clarification: 7 or 8) 100 USD banknotes. When I arrive there, I would like to change them to 5/10/20 USD banknotes I would use when credit cards are impractical (probably mostly tips or small purchases).



Is it acceptable / customary / expected / normal to walk into a random bank office and ask for such change? Is there a fee for the change?



Any other options?










share|improve this question

























  • How many is "some"? 2 or 3, or dozens? Are they "current" $100 notes or older designs? If you have just a few of the current ones, buying some cheap item from any of the stores at the airport would be a good way to break a note. Also note that you probably want to get quite a few $1 notes. Quarters used to be very useful a few years ago, probably a lot less nowadays.

    – jcaron
    4 hours ago











  • @jcaron: "some" is 7 or 8. I've been numerous times to the US, but 12+ years ago and simply forgot that there are $1 and $2 bills. Yes, I would aim at stocking quite a lot of these too (my children would then use them when going to the US on their own in the future)

    – WoJ
    4 hours ago








  • 3





    @WoJ: $2 bills are quite rare, to the point that some US citizens are unaware they exist. But $1 bills are common as dirt.

    – Michael Seifert
    1 hour ago











  • In some places there used to be machines to convert notes to coins (usually next to automated vending machines which only accept those coins, in subway stations for instance). Not quite sure if those are still common nowadays or if they would accept $100 bills...

    – jcaron
    41 mins ago











  • @jcaron Those machines can't possibly accept $100 bills. The highest denomination coin in wide circulation is the quarter-dollar and $100 in quarters is more than two kilos of coins. In any case, the asker wants notes.

    – David Richerby
    13 mins ago
















8















I will be travelling to the US and have some (clarification: 7 or 8) 100 USD banknotes. When I arrive there, I would like to change them to 5/10/20 USD banknotes I would use when credit cards are impractical (probably mostly tips or small purchases).



Is it acceptable / customary / expected / normal to walk into a random bank office and ask for such change? Is there a fee for the change?



Any other options?










share|improve this question

























  • How many is "some"? 2 or 3, or dozens? Are they "current" $100 notes or older designs? If you have just a few of the current ones, buying some cheap item from any of the stores at the airport would be a good way to break a note. Also note that you probably want to get quite a few $1 notes. Quarters used to be very useful a few years ago, probably a lot less nowadays.

    – jcaron
    4 hours ago











  • @jcaron: "some" is 7 or 8. I've been numerous times to the US, but 12+ years ago and simply forgot that there are $1 and $2 bills. Yes, I would aim at stocking quite a lot of these too (my children would then use them when going to the US on their own in the future)

    – WoJ
    4 hours ago








  • 3





    @WoJ: $2 bills are quite rare, to the point that some US citizens are unaware they exist. But $1 bills are common as dirt.

    – Michael Seifert
    1 hour ago











  • In some places there used to be machines to convert notes to coins (usually next to automated vending machines which only accept those coins, in subway stations for instance). Not quite sure if those are still common nowadays or if they would accept $100 bills...

    – jcaron
    41 mins ago











  • @jcaron Those machines can't possibly accept $100 bills. The highest denomination coin in wide circulation is the quarter-dollar and $100 in quarters is more than two kilos of coins. In any case, the asker wants notes.

    – David Richerby
    13 mins ago














8












8








8








I will be travelling to the US and have some (clarification: 7 or 8) 100 USD banknotes. When I arrive there, I would like to change them to 5/10/20 USD banknotes I would use when credit cards are impractical (probably mostly tips or small purchases).



Is it acceptable / customary / expected / normal to walk into a random bank office and ask for such change? Is there a fee for the change?



Any other options?










share|improve this question
















I will be travelling to the US and have some (clarification: 7 or 8) 100 USD banknotes. When I arrive there, I would like to change them to 5/10/20 USD banknotes I would use when credit cards are impractical (probably mostly tips or small purchases).



Is it acceptable / customary / expected / normal to walk into a random bank office and ask for such change? Is there a fee for the change?



Any other options?







usa money






share|improve this question















share|improve this question













share|improve this question




share|improve this question








edited 4 hours ago







WoJ

















asked 4 hours ago









WoJWoJ

1,2841818




1,2841818













  • How many is "some"? 2 or 3, or dozens? Are they "current" $100 notes or older designs? If you have just a few of the current ones, buying some cheap item from any of the stores at the airport would be a good way to break a note. Also note that you probably want to get quite a few $1 notes. Quarters used to be very useful a few years ago, probably a lot less nowadays.

    – jcaron
    4 hours ago











  • @jcaron: "some" is 7 or 8. I've been numerous times to the US, but 12+ years ago and simply forgot that there are $1 and $2 bills. Yes, I would aim at stocking quite a lot of these too (my children would then use them when going to the US on their own in the future)

    – WoJ
    4 hours ago








  • 3





    @WoJ: $2 bills are quite rare, to the point that some US citizens are unaware they exist. But $1 bills are common as dirt.

    – Michael Seifert
    1 hour ago











  • In some places there used to be machines to convert notes to coins (usually next to automated vending machines which only accept those coins, in subway stations for instance). Not quite sure if those are still common nowadays or if they would accept $100 bills...

    – jcaron
    41 mins ago











  • @jcaron Those machines can't possibly accept $100 bills. The highest denomination coin in wide circulation is the quarter-dollar and $100 in quarters is more than two kilos of coins. In any case, the asker wants notes.

    – David Richerby
    13 mins ago



















  • How many is "some"? 2 or 3, or dozens? Are they "current" $100 notes or older designs? If you have just a few of the current ones, buying some cheap item from any of the stores at the airport would be a good way to break a note. Also note that you probably want to get quite a few $1 notes. Quarters used to be very useful a few years ago, probably a lot less nowadays.

    – jcaron
    4 hours ago











  • @jcaron: "some" is 7 or 8. I've been numerous times to the US, but 12+ years ago and simply forgot that there are $1 and $2 bills. Yes, I would aim at stocking quite a lot of these too (my children would then use them when going to the US on their own in the future)

    – WoJ
    4 hours ago








  • 3





    @WoJ: $2 bills are quite rare, to the point that some US citizens are unaware they exist. But $1 bills are common as dirt.

    – Michael Seifert
    1 hour ago











  • In some places there used to be machines to convert notes to coins (usually next to automated vending machines which only accept those coins, in subway stations for instance). Not quite sure if those are still common nowadays or if they would accept $100 bills...

    – jcaron
    41 mins ago











  • @jcaron Those machines can't possibly accept $100 bills. The highest denomination coin in wide circulation is the quarter-dollar and $100 in quarters is more than two kilos of coins. In any case, the asker wants notes.

    – David Richerby
    13 mins ago

















How many is "some"? 2 or 3, or dozens? Are they "current" $100 notes or older designs? If you have just a few of the current ones, buying some cheap item from any of the stores at the airport would be a good way to break a note. Also note that you probably want to get quite a few $1 notes. Quarters used to be very useful a few years ago, probably a lot less nowadays.

– jcaron
4 hours ago





How many is "some"? 2 or 3, or dozens? Are they "current" $100 notes or older designs? If you have just a few of the current ones, buying some cheap item from any of the stores at the airport would be a good way to break a note. Also note that you probably want to get quite a few $1 notes. Quarters used to be very useful a few years ago, probably a lot less nowadays.

– jcaron
4 hours ago













@jcaron: "some" is 7 or 8. I've been numerous times to the US, but 12+ years ago and simply forgot that there are $1 and $2 bills. Yes, I would aim at stocking quite a lot of these too (my children would then use them when going to the US on their own in the future)

– WoJ
4 hours ago







@jcaron: "some" is 7 or 8. I've been numerous times to the US, but 12+ years ago and simply forgot that there are $1 and $2 bills. Yes, I would aim at stocking quite a lot of these too (my children would then use them when going to the US on their own in the future)

– WoJ
4 hours ago






3




3





@WoJ: $2 bills are quite rare, to the point that some US citizens are unaware they exist. But $1 bills are common as dirt.

– Michael Seifert
1 hour ago





@WoJ: $2 bills are quite rare, to the point that some US citizens are unaware they exist. But $1 bills are common as dirt.

– Michael Seifert
1 hour ago













In some places there used to be machines to convert notes to coins (usually next to automated vending machines which only accept those coins, in subway stations for instance). Not quite sure if those are still common nowadays or if they would accept $100 bills...

– jcaron
41 mins ago





In some places there used to be machines to convert notes to coins (usually next to automated vending machines which only accept those coins, in subway stations for instance). Not quite sure if those are still common nowadays or if they would accept $100 bills...

– jcaron
41 mins ago













@jcaron Those machines can't possibly accept $100 bills. The highest denomination coin in wide circulation is the quarter-dollar and $100 in quarters is more than two kilos of coins. In any case, the asker wants notes.

– David Richerby
13 mins ago





@jcaron Those machines can't possibly accept $100 bills. The highest denomination coin in wide circulation is the quarter-dollar and $100 in quarters is more than two kilos of coins. In any case, the asker wants notes.

– David Richerby
13 mins ago










2 Answers
2






active

oldest

votes


















8















Is it acceptable / customary / expected / normal to walk into a random bank office and ask for such change? Is there a fee for the change?




It is acceptable. Some banks may be more accommodating than others. I would expect smaller banks and those that emphasize customer service to be among the former. Larger commercial banks are more likely to be among the latter. There should be no fee.




Any other options?




Make small purchases, one for each $100 note. To be courteous, tell the cashier that you have no smaller banknotes before you present the merchandise, to give an opportunity to decline the transaction if the store lacks sufficient small change. Many stores refuse to accept $100 bills altogether, so you may have to try a few places before you'll find one that will accommodate you.



In practice, people commonly pay with $20 notes, so most stores will have a large number of these on hand. Making a $5 purchase with a $100 note isn't likely to cause more inconvenience than making the same purchase with a $20 note.






share|improve this answer





















  • 1





    You can also try find a store with an automated checkout machine that is set up to handle cash and $100 bills, if you don't like the idea of the needing to talk to a cashier. I know my local grocery stores don't have a problem with it. Also, casinos (if there happens to be one nearby) are of course used to dealing with large bills (cashiers or change machines).

    – pboss3010
    2 hours ago











  • @pboss3010 do the automated checkouts take $100 bills? In UK the max that most will accept is £20 (ie they refuse the £50).

    – Weather Vane
    47 mins ago






  • 2





    Making a small purchase at the airport when you arrive would be a great way of doing this. Of course, you'll pay a lot for that bottle of water or pack of gum, but they will be used to international travelers coming to town and not having small bills in hand.

    – FreeMan
    47 mins ago






  • 1





    I was thinking about that as well @WeatherVane. There are quite a number of smaller stores in the US that won't accept $100s because they're too often counterfeited and they don't want to deal with the risk. Many of the "big box" stores will take them because they have a machine at each register to check bills (I've seen some places scan $20s) to ensure they're legit, but smaller corner market places usually won't.

    – FreeMan
    45 mins ago











  • @WeatherVane It'll depend on the store, of course, but the local major grocery chains and the big box retailers' automated checkouts don't seem to have an issue. The machines had a little "accepts $1 ... $100" sign on it, I tried it and got back the right change.

    – pboss3010
    29 mins ago



















4














If you're staying at a hotel, you could ask at the front desk. Cash is still common enough in the USA that I would expect that most hotels would have enough cash on hand to accommodate you.



While I would be surprised if a "nice" hotel were unable to do this, I should say that I have never actually tried it myself.






share|improve this answer























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    2 Answers
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    2 Answers
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    active

    oldest

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    8















    Is it acceptable / customary / expected / normal to walk into a random bank office and ask for such change? Is there a fee for the change?




    It is acceptable. Some banks may be more accommodating than others. I would expect smaller banks and those that emphasize customer service to be among the former. Larger commercial banks are more likely to be among the latter. There should be no fee.




    Any other options?




    Make small purchases, one for each $100 note. To be courteous, tell the cashier that you have no smaller banknotes before you present the merchandise, to give an opportunity to decline the transaction if the store lacks sufficient small change. Many stores refuse to accept $100 bills altogether, so you may have to try a few places before you'll find one that will accommodate you.



    In practice, people commonly pay with $20 notes, so most stores will have a large number of these on hand. Making a $5 purchase with a $100 note isn't likely to cause more inconvenience than making the same purchase with a $20 note.






    share|improve this answer





















    • 1





      You can also try find a store with an automated checkout machine that is set up to handle cash and $100 bills, if you don't like the idea of the needing to talk to a cashier. I know my local grocery stores don't have a problem with it. Also, casinos (if there happens to be one nearby) are of course used to dealing with large bills (cashiers or change machines).

      – pboss3010
      2 hours ago











    • @pboss3010 do the automated checkouts take $100 bills? In UK the max that most will accept is £20 (ie they refuse the £50).

      – Weather Vane
      47 mins ago






    • 2





      Making a small purchase at the airport when you arrive would be a great way of doing this. Of course, you'll pay a lot for that bottle of water or pack of gum, but they will be used to international travelers coming to town and not having small bills in hand.

      – FreeMan
      47 mins ago






    • 1





      I was thinking about that as well @WeatherVane. There are quite a number of smaller stores in the US that won't accept $100s because they're too often counterfeited and they don't want to deal with the risk. Many of the "big box" stores will take them because they have a machine at each register to check bills (I've seen some places scan $20s) to ensure they're legit, but smaller corner market places usually won't.

      – FreeMan
      45 mins ago











    • @WeatherVane It'll depend on the store, of course, but the local major grocery chains and the big box retailers' automated checkouts don't seem to have an issue. The machines had a little "accepts $1 ... $100" sign on it, I tried it and got back the right change.

      – pboss3010
      29 mins ago
















    8















    Is it acceptable / customary / expected / normal to walk into a random bank office and ask for such change? Is there a fee for the change?




    It is acceptable. Some banks may be more accommodating than others. I would expect smaller banks and those that emphasize customer service to be among the former. Larger commercial banks are more likely to be among the latter. There should be no fee.




    Any other options?




    Make small purchases, one for each $100 note. To be courteous, tell the cashier that you have no smaller banknotes before you present the merchandise, to give an opportunity to decline the transaction if the store lacks sufficient small change. Many stores refuse to accept $100 bills altogether, so you may have to try a few places before you'll find one that will accommodate you.



    In practice, people commonly pay with $20 notes, so most stores will have a large number of these on hand. Making a $5 purchase with a $100 note isn't likely to cause more inconvenience than making the same purchase with a $20 note.






    share|improve this answer





















    • 1





      You can also try find a store with an automated checkout machine that is set up to handle cash and $100 bills, if you don't like the idea of the needing to talk to a cashier. I know my local grocery stores don't have a problem with it. Also, casinos (if there happens to be one nearby) are of course used to dealing with large bills (cashiers or change machines).

      – pboss3010
      2 hours ago











    • @pboss3010 do the automated checkouts take $100 bills? In UK the max that most will accept is £20 (ie they refuse the £50).

      – Weather Vane
      47 mins ago






    • 2





      Making a small purchase at the airport when you arrive would be a great way of doing this. Of course, you'll pay a lot for that bottle of water or pack of gum, but they will be used to international travelers coming to town and not having small bills in hand.

      – FreeMan
      47 mins ago






    • 1





      I was thinking about that as well @WeatherVane. There are quite a number of smaller stores in the US that won't accept $100s because they're too often counterfeited and they don't want to deal with the risk. Many of the "big box" stores will take them because they have a machine at each register to check bills (I've seen some places scan $20s) to ensure they're legit, but smaller corner market places usually won't.

      – FreeMan
      45 mins ago











    • @WeatherVane It'll depend on the store, of course, but the local major grocery chains and the big box retailers' automated checkouts don't seem to have an issue. The machines had a little "accepts $1 ... $100" sign on it, I tried it and got back the right change.

      – pboss3010
      29 mins ago














    8












    8








    8








    Is it acceptable / customary / expected / normal to walk into a random bank office and ask for such change? Is there a fee for the change?




    It is acceptable. Some banks may be more accommodating than others. I would expect smaller banks and those that emphasize customer service to be among the former. Larger commercial banks are more likely to be among the latter. There should be no fee.




    Any other options?




    Make small purchases, one for each $100 note. To be courteous, tell the cashier that you have no smaller banknotes before you present the merchandise, to give an opportunity to decline the transaction if the store lacks sufficient small change. Many stores refuse to accept $100 bills altogether, so you may have to try a few places before you'll find one that will accommodate you.



    In practice, people commonly pay with $20 notes, so most stores will have a large number of these on hand. Making a $5 purchase with a $100 note isn't likely to cause more inconvenience than making the same purchase with a $20 note.






    share|improve this answer
















    Is it acceptable / customary / expected / normal to walk into a random bank office and ask for such change? Is there a fee for the change?




    It is acceptable. Some banks may be more accommodating than others. I would expect smaller banks and those that emphasize customer service to be among the former. Larger commercial banks are more likely to be among the latter. There should be no fee.




    Any other options?




    Make small purchases, one for each $100 note. To be courteous, tell the cashier that you have no smaller banknotes before you present the merchandise, to give an opportunity to decline the transaction if the store lacks sufficient small change. Many stores refuse to accept $100 bills altogether, so you may have to try a few places before you'll find one that will accommodate you.



    In practice, people commonly pay with $20 notes, so most stores will have a large number of these on hand. Making a $5 purchase with a $100 note isn't likely to cause more inconvenience than making the same purchase with a $20 note.







    share|improve this answer














    share|improve this answer



    share|improve this answer








    edited 12 mins ago









    David Richerby

    11.7k74178




    11.7k74178










    answered 4 hours ago









    phoogphoog

    71.1k12154225




    71.1k12154225








    • 1





      You can also try find a store with an automated checkout machine that is set up to handle cash and $100 bills, if you don't like the idea of the needing to talk to a cashier. I know my local grocery stores don't have a problem with it. Also, casinos (if there happens to be one nearby) are of course used to dealing with large bills (cashiers or change machines).

      – pboss3010
      2 hours ago











    • @pboss3010 do the automated checkouts take $100 bills? In UK the max that most will accept is £20 (ie they refuse the £50).

      – Weather Vane
      47 mins ago






    • 2





      Making a small purchase at the airport when you arrive would be a great way of doing this. Of course, you'll pay a lot for that bottle of water or pack of gum, but they will be used to international travelers coming to town and not having small bills in hand.

      – FreeMan
      47 mins ago






    • 1





      I was thinking about that as well @WeatherVane. There are quite a number of smaller stores in the US that won't accept $100s because they're too often counterfeited and they don't want to deal with the risk. Many of the "big box" stores will take them because they have a machine at each register to check bills (I've seen some places scan $20s) to ensure they're legit, but smaller corner market places usually won't.

      – FreeMan
      45 mins ago











    • @WeatherVane It'll depend on the store, of course, but the local major grocery chains and the big box retailers' automated checkouts don't seem to have an issue. The machines had a little "accepts $1 ... $100" sign on it, I tried it and got back the right change.

      – pboss3010
      29 mins ago














    • 1





      You can also try find a store with an automated checkout machine that is set up to handle cash and $100 bills, if you don't like the idea of the needing to talk to a cashier. I know my local grocery stores don't have a problem with it. Also, casinos (if there happens to be one nearby) are of course used to dealing with large bills (cashiers or change machines).

      – pboss3010
      2 hours ago











    • @pboss3010 do the automated checkouts take $100 bills? In UK the max that most will accept is £20 (ie they refuse the £50).

      – Weather Vane
      47 mins ago






    • 2





      Making a small purchase at the airport when you arrive would be a great way of doing this. Of course, you'll pay a lot for that bottle of water or pack of gum, but they will be used to international travelers coming to town and not having small bills in hand.

      – FreeMan
      47 mins ago






    • 1





      I was thinking about that as well @WeatherVane. There are quite a number of smaller stores in the US that won't accept $100s because they're too often counterfeited and they don't want to deal with the risk. Many of the "big box" stores will take them because they have a machine at each register to check bills (I've seen some places scan $20s) to ensure they're legit, but smaller corner market places usually won't.

      – FreeMan
      45 mins ago











    • @WeatherVane It'll depend on the store, of course, but the local major grocery chains and the big box retailers' automated checkouts don't seem to have an issue. The machines had a little "accepts $1 ... $100" sign on it, I tried it and got back the right change.

      – pboss3010
      29 mins ago








    1




    1





    You can also try find a store with an automated checkout machine that is set up to handle cash and $100 bills, if you don't like the idea of the needing to talk to a cashier. I know my local grocery stores don't have a problem with it. Also, casinos (if there happens to be one nearby) are of course used to dealing with large bills (cashiers or change machines).

    – pboss3010
    2 hours ago





    You can also try find a store with an automated checkout machine that is set up to handle cash and $100 bills, if you don't like the idea of the needing to talk to a cashier. I know my local grocery stores don't have a problem with it. Also, casinos (if there happens to be one nearby) are of course used to dealing with large bills (cashiers or change machines).

    – pboss3010
    2 hours ago













    @pboss3010 do the automated checkouts take $100 bills? In UK the max that most will accept is £20 (ie they refuse the £50).

    – Weather Vane
    47 mins ago





    @pboss3010 do the automated checkouts take $100 bills? In UK the max that most will accept is £20 (ie they refuse the £50).

    – Weather Vane
    47 mins ago




    2




    2





    Making a small purchase at the airport when you arrive would be a great way of doing this. Of course, you'll pay a lot for that bottle of water or pack of gum, but they will be used to international travelers coming to town and not having small bills in hand.

    – FreeMan
    47 mins ago





    Making a small purchase at the airport when you arrive would be a great way of doing this. Of course, you'll pay a lot for that bottle of water or pack of gum, but they will be used to international travelers coming to town and not having small bills in hand.

    – FreeMan
    47 mins ago




    1




    1





    I was thinking about that as well @WeatherVane. There are quite a number of smaller stores in the US that won't accept $100s because they're too often counterfeited and they don't want to deal with the risk. Many of the "big box" stores will take them because they have a machine at each register to check bills (I've seen some places scan $20s) to ensure they're legit, but smaller corner market places usually won't.

    – FreeMan
    45 mins ago





    I was thinking about that as well @WeatherVane. There are quite a number of smaller stores in the US that won't accept $100s because they're too often counterfeited and they don't want to deal with the risk. Many of the "big box" stores will take them because they have a machine at each register to check bills (I've seen some places scan $20s) to ensure they're legit, but smaller corner market places usually won't.

    – FreeMan
    45 mins ago













    @WeatherVane It'll depend on the store, of course, but the local major grocery chains and the big box retailers' automated checkouts don't seem to have an issue. The machines had a little "accepts $1 ... $100" sign on it, I tried it and got back the right change.

    – pboss3010
    29 mins ago





    @WeatherVane It'll depend on the store, of course, but the local major grocery chains and the big box retailers' automated checkouts don't seem to have an issue. The machines had a little "accepts $1 ... $100" sign on it, I tried it and got back the right change.

    – pboss3010
    29 mins ago













    4














    If you're staying at a hotel, you could ask at the front desk. Cash is still common enough in the USA that I would expect that most hotels would have enough cash on hand to accommodate you.



    While I would be surprised if a "nice" hotel were unable to do this, I should say that I have never actually tried it myself.






    share|improve this answer




























      4














      If you're staying at a hotel, you could ask at the front desk. Cash is still common enough in the USA that I would expect that most hotels would have enough cash on hand to accommodate you.



      While I would be surprised if a "nice" hotel were unable to do this, I should say that I have never actually tried it myself.






      share|improve this answer


























        4












        4








        4







        If you're staying at a hotel, you could ask at the front desk. Cash is still common enough in the USA that I would expect that most hotels would have enough cash on hand to accommodate you.



        While I would be surprised if a "nice" hotel were unable to do this, I should say that I have never actually tried it myself.






        share|improve this answer













        If you're staying at a hotel, you could ask at the front desk. Cash is still common enough in the USA that I would expect that most hotels would have enough cash on hand to accommodate you.



        While I would be surprised if a "nice" hotel were unable to do this, I should say that I have never actually tried it myself.







        share|improve this answer












        share|improve this answer



        share|improve this answer










        answered 1 hour ago









        Michael SeifertMichael Seifert

        7,9182346




        7,9182346






























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